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OPENING FOR COLLECTION EXECUTIVE AHL


LOCATION: PALANPUR-GUJARAT

REQUIRED EXPERIENCE: 5+ Years

EDUCATIONAL QUALIFICATION: Any Graduate

RESPONSIBILITIES & TASKS :

  • Manage a portfolio of delinquent affordable home loans, prioritizing accounts based on risk and potential for recovery.
  • Develop and implement personalized collection strategies for each borrower, considering their financial circumstances and communication preferences.
  • Conduct courteous and ethical communication with borrowers via phone, email, and written correspondence, aiming to understand their situation and work towards a viable resolution.
  • Negotiate repayment plans, modifications, or other solutions to avoid foreclosure while prioritizing fair lending practices and borrower well-being.
  • Collaborate with legal counsel and other departments to ensure compliance with regulations and company policies throughout the collection process.
  • Document all interactions and track progress of collection efforts for accurate reporting and analysis.
  • Assist borrowers with accessing resources and support services to overcome financial hardship and prevent foreclosure.
  • Continuously update knowledge of fair lending regulations, collection laws, and best practices in the affordable housing sector.

CORE SKILLS & EXPERIENCE REQUIREMENTS :

  • Excellent communication, negotiation, and conflict resolution skills with the ability to build rapport and maintain professionalism in challenging situations.
  • Empathy and emotional intelligence to understand borrower hardships and navigate sensitive conversations effectively.
  • Strong analytical and problem-solving skills to assess borrower situations, identify solutions, and develop personalized collection strategies.
  • Strong understanding of fair lending practices, consumer protection laws, and Indian debt collection regulations.

PERSONAL CHARACTERISTICS :

  • Strong ethical standards and commitment to fair and responsible collection practices.
  • Client-oriented and results-driven with a focus on finding solutions and maximizing loan recovery while prioritizing borrower well-being.
  • Highly motivated and resilient with the ability to persist through challenges and remain optimistic in a demanding environment.
  • Strong time management and organizational skills to handle multiple accounts and complex situations effectively.
  • Adaptable and flexible with the ability to adjust  communication styles and collection strategies based on individual borrower needs.

Share resume on Anamika.Narkar@jmfl.com

 

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ADDRESS

P0_CORP_ADDRESS

CORPORATE ADDRESS

JM Financial Home Loans Limited, 3rd Floor Suashish IT Park, Plot No 68E, Off Datta Pada Road, Borivali East, Mumbai - 400066

P0_REGI_ADDRESS

REGISTERED ADDRESS

JM Financial Home Loans Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025

CIN

CIN

U65999MH2016PLC288534

IRDAI Corporate Agent

IRDAI Corporate Agent (Composite) Regn Code

CA0991

(Valid till 05-Nov-2027)

080 6993 5050

services.homeloans@jmfl.com

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