LOAN AGAINST PROPERTY

Let your property be the vehicle for fulfilling your business as well as personal goals. Fuel your working capital needs or your child’s education or marriage or a world tour – with our Loan Against Property (Residential) with maximum funding based on its market value. Our simple, quick and easy loan process enables you to devote your undivided attention to your business instead of running from pillar to post for a cumbersome business loan.

LIST OF REQUIRED DOCUMENTS

Partnership Firms

Registration certificate, if registered
Partnership deed
Power of Attorney granted to a partner or an employee of the firm to transact business on its behalf.
Any officially valid document Identifying the partners and the persons holding the Power of Attorney and their addresses.
Telephone bill in the name of Firm/partners.

Trusts & Foundations

Certificate of registration, if registered
Power of Attorney granted to transact business on its behalf
Any officially valid document to identify the trustees, settlers, beneficiaries and those holding Power of Attorney, founders/ managers/directors and their addresses.
Resolution of the managing body of the foundation/ association
Telephone bill

Companies

Certificate of Incorporation and Memorandum & Articles of Association.
Resolution of the Board of Directors to open an account and Identification of those who have authority to operate the account.
Power of Attorney granted to its managers, officers or employees to transact business on its behalf.
Copy of PAN allotment letter
Copy of the telephone bill

Individuals

Passport
Pan Card
Voter’s Identity Card
Driving License
Identity Card (subject to JMFHLL’s satisfaction).
Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of JMFHLL.

Permanent Address

Telephone bill
Account Statement
Letter from any recognized public authority.
Electricity bill
Ration Card
Letter from employer (subject to the satisfaction of JMFHLL).
Any one document which provides customer information to the satisfaction of JMFHLL will suffice.

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HOME LOAN

Interest Rate (starting from) 10%
Maximum Tenure 25 years
Maximum Loan to Property Value 90%
Processing Fee Rs. 5900 + applicable tax

LOAN AGAINST PROPERTY

Interest Rate (starting from) 11%
Maximum Tenure 15 years
Maximum Loan to Property Value 65%
Processing Fee 2%

HOME LOAN

Interest Rate (starting from) 10.5%
Maximum Tenure 20 years
Maximum Loan to Property Value 90%
Processing Fee 1-1.5%

LOAN AGAINST PROPERTY

Interest Rate (starting from) 11.5%
Maximum Tenure 15 years
Maximum Loan to Property Value 65%
Processing Fee 2%

Schedule of Fees & Other Charges

CORPORATE ADDRESS

JM Financial Home Loans Limited, 3rd Floor Suashish IT Park, Plot No 68E, Off Datta Pada Road, Borivali East, Mumbai - 400066

REGISTERED ADDRESS

JM Financial Home Loans Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400025

080 6993 5050

services.homeloans@jmfl.com

Disclaimer

Information Booklet
    - English
    - सूचना पुस्तिका
    - माहिती पुस्तिका
    - માહિતી પુસ્તિકા
    - தகவல் கையேடு
    - సమాచార బుక్‌లెట్

Products

Home Purchase
Home Construction
Home Improvement
Home Extension
Plot + Construction
Balance Transfer & Top up
Loan Against Property

Others

Consumer Grievance Redressal
FAQ
SARFAESI
Consumer Education Literature
NACH Mandate Cancellation Request
GSTIN Registration
Partner Enquiry

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LOAN AGAINST PROPERTY

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List of Required Documents

LIST OF REQUIRED DOCUMENTS

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